Angola Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
High
Avg. ER Visit
$200
Recommended Coverage
$250,000
Evacuation Risk
High
Insurance Coverage Warning
Some insurers exclude Angola due to security risks, landmine contamination, and limited medical infrastructure
Healthcare in Angola
What to expect if you need medical care
Angola's healthcare system presents substantial challenges for travelers. Medical facilities are limited in quality and primarily concentrated in Luanda, with even fewer options in rural areas. You'll encounter difficulty finding English-speaking healthcare providers, complicating communication during medical emergencies. As a foreigner, you'll face high out-of-pocket costs, with emergency room visits averaging $200 and each hospital day costing around $400. These costs can escalate quickly for serious conditions. The infrastructure limitations mean that for major medical issues, you'll likely require evacuation to South Africa or Portugal where quality care is available. Poor road infrastructure throughout the country further complicates access to medical facilities, making air evacuation often the only viable option for emergencies outside major cities.
What Your Policy Should Cover
Country-specific considerations for Angola
Your policy must prioritize comprehensive medical evacuation coverage, as Angola's limited healthcare infrastructure often necessitates air transport to South Africa or Portugal for serious conditions. Ensure your policy explicitly covers evacuation from remote areas, particularly if you're traveling outside Luanda where road infrastructure is poor. Given the year-round high risk of malaria and yellow fever, plus moderate risks of dengue fever and cholera, your policy should cover tropical disease treatment without exclusions. If you're planning rural travel, verify that landmine-related injuries are covered, as contamination remains a significant hazard. For adventure sports enthusiasts, confirm your policy includes these activities, noting that evacuation options are extremely limited outside major cities. Be aware that some insurers exclude Angola entirely due to security concerns, so carefully review policy terms before purchasing.
Malaria
High Risk
Peak: year-round
Yellow_fever
High Risk
Peak: year-round
Dengue_fever
Moderate Risk
Peak: year-round
Cholera
Moderate Risk
Peak: year-round
Landmines
High Risk
Peak: year-round
Activity-Specific Coverage
Rural_travel: Coverage for evacuation from remote areas essential due to landmine risks and limited infrastructure
Adventure_sports: Verify coverage as evacuation options are extremely limited outside major cities
How Much Coverage Do You Need?
Our recommendation based on Angola's healthcare costs
The recommended $250,000 coverage amount reflects Angola's high evacuation risk and substantial medical costs. While daily healthcare expenses may seem moderate at $400 per hospital day, serious conditions requiring extended treatment quickly accumulate costs. More importantly, medical evacuations to South Africa or Portugal—often necessary due to limited local facilities—can cost tens of thousands of dollars. Air ambulance services, essential given poor road infrastructure, are extremely expensive. The $100,000 minimum provides basic protection, but $250,000 offers the security needed for worst-case scenarios including prolonged hospitalization abroad and complex evacuation logistics from remote areas.
Minimum
$100,000
Basic emergencies only
Recommended
$250,000
Full protection
Making a Claim in Angola
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, police reports if applicable, proof of evacuation necessity, translation of local documents to Portuguese or English
- Keep all medical receipts and reports, as Angola requires comprehensive documentation for claims. Request itemized bills in Portuguese or English to avoid translation delays.
- Obtain police reports immediately for any incidents involving injury, especially if related to security concerns or accidents, as insurers often require this documentation for claims processing.
- Document the necessity of any evacuation with written medical opinions from treating physicians, as you'll need to prove that local facilities were inadequate for your condition.
- Prepare for difficult claims processing by photographing all documentation and keeping multiple copies, as Angola's administrative systems can be challenging to navigate.
- Arrange translation services in advance if documents are only available in Portuguese, as insurers typically require English translations for processing international claims.
Get Covered for Angola
Adventure destinations like Angola require solid evacuation coverage. Don't leave without it.
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